UPI Based Cash Withdrawal From ATM Without Using Debit Card

UPI Based Cash Withdrawal From ATM Without Using Debit Card. Check How To Create Bhim App UPI ID Without Debit Card.

UPI Based Cash Withdrawal From ATM Without Using Debit Card

You are used to withdraw your cash from your bank account with the help of debit cards. Can you think about Cardless Withdrawal of your cash from the same ATM? You will be no more required carrying the debit card everywhere. In fact you will not require debit cards any more. Above all, now you will not have to worry about the card theft or loss.


Well, I am delighted to inform you that it is possible now with the efforts of AGS Transact Technologies. The company has launched a new UPI 2.0 based mobile application named to withdraw cash from ATM without using debit card. Now, the users will not need to swipe the card but to scan the unique QR code provided to you at the app.

About AGS 

AGS Transact Technologies provides customized products and services comprising ATM outsourcing services and cash management solutions, as well as digital payment solutions including merchant solutions, transaction processing services and mobile wallets.

UPI Card-Less Cash Withdrawal From ATM

All you will have to do to use this new technology of ‘UPI Based Card – Less Cash Withdrawal’ is to download and install the ASG Transact Technologies ATM UPI 2.0 app from the Google Play Store.

The application is based upon the UPI technology. As you will be familiar about UPI, I will tell you more about it in the below section.

What is UPI ?

UPI stands for “Unified Payments Interface”. The UPI was an initiative taken by the National Payments Corporation of India (NCPI), a government organization which allows the digital payments across the country. UPI is the advanced version of IMPS (Immediate Payments Service). You all would have used UPI payment for instant online money transfer.

It is an interface will allows transferring money right from your smartphone using only your Aadhaar Number, Mobile Number or VPA (Virtual Payment Address) without even entering the bank account details.

Latest News

How To Withdraw Cash With UPI From ATM ?

You can use the following procedure to withdraw the cash from any ATM, the process is quite easy:

  • At the very first, download and install the UPI 2.0 app.
  • Now, open the app and register yourself there by entering the required bank details.
  • The UPI 2.0 app will not ask for your ATM PIN as it works on the QR code based transactions
  • Now, Visit the ATM.
  • Click on the option available on the screen for “Cardless Cash Withdrawal”.
  • Also, open the UPI 2.0 app on your smart-phone.
  • Scan the QR code on the ATM screen.
  • After the successful scanning, you will be asked to enter the amount you want to withdraw.
  • Enter the amount & get the money.

How much Safe is ‘UPI based Card-less Withdrawal’?

As the UPI 2.0 is developed by NCPI, a government authorized organization, which is enough to end all of your queries. Also, the ASG Transact Technologies Company claims it to be safe.

NCPI will review the technology and recheck the security related issues with every extent and then only approve the new idea. Only after the approval, the platform will come into the market and the people will be able to use it.

Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.