Equity Linked Savings Scheme 2019 – इक्विटी लिंक्ड सेविंग स्कीम

इक्विटी लिंक्ड सेविंग्स स्कीम 2019 List – Equity Linked Savings Scheme Online Application Form. ELSS in Hindi ईएलएसएस क्या है – म्यूचुअल फण्ड में निवेश

Equity Linked Savings Scheme – इक्विटी लिंक्ड सेविंग स्कीम

For great potential return, Mutual Fund launched new scheme ELSS (Equity Linked Savings Scheme) for tax-saving. This scheme invests most of its money in equity and equity related instruments. The benefits in investing in equities, help you to save provide an opportunity to grow money.  For candidates, those who are investing in ELSS, can save the tax up to 1.5 Lakh as per the section 80C of IT.

banksathi ifsc codes

Equity Linked Savings Scheme 2019

म्यूच्यूअल फण्ड द्वारा लागु की गई ईएलएसएस स्कीम, जो कर-बचत के लिए संभावित रिटर्न मांगने के लिए बनाई गई है। जैसा कि नाम से पता चल रहा है, यह योजना अपने अधिकांश धन को इक्विटी और इक्विटी से संबंधित उपकरणों में निवेश करेगी | ईएलएसएस स्कीम में आप जो भी निवेश करते हो, वह 1.5 लाख रुपये तक का होना चाहिय | तब, आपको टैक्स बचाने में मदद मिलेगी |

Main Objective – Equity Linked Savings Scheme मुख्य उदेश्य

सब ये जानते है की टैक्स प्लानिंग एक कठिन प्रक्रिया है, इसे आसन बनाया म्यूचुअल फंड ने, जो की आपको घर बेठे ऑनलाइन लाभ प्राप्त करने का एक सरल तरीका दे रहे है, इक्विटी लिंक्ड सेविंग्स स्कीम (ELSS) | इसका सबसे पहला उपलक्ष्य है की इक्विटी बाजारों को लाभ कराना । एक इक्विटी लिंक्ड सेविंग स्कीम (ईएलएसएस) एक ओपन-एंडेड इक्विटी म्यूचुअल फंड है, जो न केवल आपको टैक्स बचाने में मदद करेगा, बल्कि आपको अपना पैसा बढ़ाने का मौका भी देगा । यह भारतीय आयकर अधिनियम की धारा (यू / एस) 80 सी (Section 80C) के तहत कर छूट के लिए योग्य है।

Benefits – लाभ [Equity Linked Savings Scheme]

  • The prime benefit of ELSS is tax saving, according to Section 80C this scheme candidates can take benefits by investing in these funds up to Rs. 1.5 Lakh.
  • Good Habit of investing for a longer period of time. There are also many other long term investments that you should opt but in this scheme there is no fixed lock-in period.
  • ELSS mutual funds provide you need to invest for a minimum of 3 years. By opting this, you can allow your funds to grow and redeem the benefits after 3 years.
  • It returns higher outcomes, because ELSS Funds work on only equities. It increase the possibility of higher returns, when we invest money in equity.
  • ELSS funds allow you to start an investment with as low as Rs. 500 p/m. This nurtures the habit of investing.
  • Best ELSS funds allow you to invest in the stock market. Where a normal savings account gives a return of a maximum of 8%, by investing these funds you can reap the benefits of higher returns.

Why ELSS (Equity Linked Savings Scheme) Funds are Better?

Here are some points that makes ELSS Funds Better than any other long term investments plans are:

Smaller Lock-In Period: It provides their customers only 3 years investment plans as a lock-in period. In this scheme you should withdraw your money after 3 years, as in other investment plan there is a 15 years contract. This means your money is more easily available to you with an ELSS.

Automatic diversification: There are risks when we invest money in any investment plan, but in ELSS (Equity Linked Savings Scheme) plan it provides their customers investments in different assets. If one assert failed, you can access other asset. This will reduce the risk of loss.

Less volatile than a regular Equity Fund: Because of the three-year lock in period in ELSS, Experts suggest that ELSS schemes tend to be less volatile than a regular Equity Fund. This reduces the fluctuation of the Fund’s value, lowering its risk.

Automate your investments: It works on Systematic Investment Plan (SIP). This helps you spread out the Rs 1.5 Lakh into small monthly amounts. SIP helps you average your cost of investment too since you invest across different market conditions. That’s why it is good.

-> PM Scheme List 2019

Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.