Mahila Coir Yojana (MCY)
Mahila Coir Yojana (MCY) was implemented by the Government through the Coir Board under its plan scheme “Training, Extension, Quality Improvement, Mahila Coir Yojana and Welfare Measures”. It is the first women-oriented self-employment programme in the coir industry. The Mahila Coir Yojana scheme aims to provide self-employment to rural women artisans in regions producing coir fiber. The process involves the conversion of coir fiber into yarn on motorized rafts in rural households provides scope for large-scale employment, improvement in productivity and quality, better working conditions and higher income.
Objectives of Mahila Coir Yojana
The scheme named Mahila Coir Yojana possesses these objectives:
- To evaluate the existing system of implementation of the scheme, including the laid down criteria for selection of beneficiaries, time taken at each stage of processing the proposal of prospective beneficiary to the actual distribution of raft by the implementing agency, present level of transparency and impartiality in selection of beneficiaries, the nature and percentage of proposals rejected by the implementing agency and reasons thereof and suggest improvement and modifications in implementation practices of the scheme.
- To ascertain the average time taken in the disbursement of financial assistance/distribution of rafts, after receipt of application from the women artisan, adequacy of grant provided under the scheme and the number and nature of employment (full time/part time etc.) generated under units set up after availing of assistance under the scheme.
- To assess the extent of success of the units established under the scheme and suggest possible remedial measures.
- To assess the market acceptability of the yarn produced on the rafts supplied under the scheme.
- To assess the extent of income generated by the units established under the scheme and the annual earnings of woman artisans operating such units.
- To assess the extent of improvement in the living standards of the women workers as a result of the implementation of the scheme.
- To assess/identify the factors responsible for the disparity if any, between the number of rafts distributed and the number of women artisans, trained and also suggest measures for motivating the trained women artisans in setting up their own household spinning units.
- To ascertain the impact of the scheme on the Coir Industry and increase, if any, in the income of the coir spinning/yarn making units.
Impact of the Scheme
The scheme of Mahila Coir Yojana impacts the society like as follows:
- Before becoming the beneficiary of Mahila Coir Yojana, the beneficiaries were using traditional rates which requires three people for producing an average of 50 bundles of yarn per day, but by the introduction of motorized rafts under the scheme only two people are required to produce the same quantity of yarn per day and due to this the per head output per day has increased.
- Analysing the income generation of the beneficiaries, it is seen that the income of the individual beneficiaries per day has been increased after the implementation of this scheme. Earlier the total income generated per day was divided among three individuals, while now after the introduction of MCY the total income is shared between two or more individuals. Most of the beneficiaries have opined that by using traditional rafts they were getting only Rs. 50/- per day per person and now this has been increased to Rs. 75/- per day per person (para 4.4).
- From the study, it is seen that the total generation of employment has been increased, even though the per unit generation of the employment is reduced. The per unit employment generation has been decreased as only two people are needed for one raft to spin the yarn. The third person who was withdrawn from a unit has obtained another raft and by associating with another person the beneficiary has started a new unit creating employment for one more person. Besides this, another 27.24 percent of respondents are new entrants in the coir industry after the implementation of the scheme.
- The other benefits of the scheme are the convenient time to work (97.42%), improved quality of yarn (67.74%), less drudgery (60.48%).
- Due to the increased income generated by the women of a family they are able to save money and this leads to their reduced dependence on others during exigencies (72.58%). This financial independence has led to their improvement in the self esteem, self confidence, social mobility and social status of the beneficiaries.