Shahari Waqf Sampatti Vikas Yojana (SWSVY) – Details & Objectives

Shahari Waqf Sampatti Vikas Yojana (SWSVY)

Under the Shahari Waqf Sampatti Vikas Yojana (SWSVY), the permanent dedication of movable or immovable properties by any person for purposes recognized by the Muslim Law as pious, religious or charitable is called Waqfs. Apart from their religious aspect, the waqfs are also instruments of social good because the benefits accrue to the needy in the social-economic and educational fields.

The majority of auqaf in the country have limited income, for different reasons. The result is that generally, the Mutawallis (Managers of auqaf) find it difficult to adequately fulfill the purposes for which these auqafs are created. Most of the urban waqf lands have the potential for development but the Mutawallis and even the Waqf Boards are not in a position to muster enough resources for the construction of modern functional buildings on these lands that come under waqf.

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For more details, one can visit the official website of Shahari Waqf Sampatti Vikas Yojana (SWSVY) which is

Shahari Waqf Sampatti Vikas Yojana (SWSVY)


The Shahari Waqf Sampatti Vikas Yojana (SWSVY) was launched with a view to improving the financial position of the auqaf and the Waqf Boards and to enable them to enlarge the area of their welfare work, this scheme has been formulated with a view to protect vacant Waqf land from encroachers and to develop economically viable projects on these properties for generating more income and/or to widen welfare activities.

Under the Shahari Waqf Sampatti Vikas Yojana (SWSVY), the interest-free loan is advanced to various Waqf Boards and Waqf Institutions in the country for construction of the economically viable building on the Waqf land, such as commercial complex, marriage halls, hospitals, cold storage etc.

Need for Modification/Continuation of the existing Scheme

The Central Waqf Council has been implementing Shahari Waqf Sampatti Vikas Yojana (SWSVY) since 1974-75 with the annual Grant in aid provided by the Ministry of Minority Affairs. Under this Scheme, the Central Government has released a total grant-in-aid amounting to Rs.52.37 crore between September 1974 to March 2017 and in turn, the Central Waqf Council has extended the interest-free loan to 143 projects, making the scheme very helpful.

The implementation of the Shahari Waqf Sampatti Vikas Yojana was reviewed with the State Governments and State Waqf Boards on 7.1.2017. Thereafter, the Scheme was got evaluated through National Institute of Labour Economics Research & development (NILERD) which is situated in New Delhi. Among other recommendations, NILERD was of the view that the above Scheme needs to be continued at least for ten years more so that the adequate number of waqf properties could be developed in different parts.

Based on the feedback received from State and findings of the evaluation study done by NILERD on the existing Shahari Waqf Sampatti Vikas Yojana, it has been decided to continue the scheme by incorporating the feedback received and recommendations made by NILERD, and renamed as SHAHARI WAQF SAMPATTI VIKAS YOJANA (SWSVY).


The eligible institutions for interest-free loan are all SWBs/ registered waqf institutions, which are in full possession of the property to be developed and in the opinion of CWC are not insolvent or otherwise suitable. Maximum interest-free loan payable will be Rs.2.00 crore or 75% of the estimated cost of the project (excluding the value of the land), whichever is less, under the scheme.

Mode of Application

Every SWB or Mutawalli of a waqf requiring an interest-free loan shall submit the proposal in the prescribed application form to apply for the scheme. CWC has also developed a Web Portal containing details of not only process of submission of online applications but also indicating details relating to status of processing of applications, details of project sanctioned, funds released, target date of completion, monitoring of project by Project Development Committee, physical progress of the project along with site photos/video from the inspecting team; loan instalment received, etc.

For more details, one can visit

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