This program is for people aged 18 to 70 and who has a bank account. The person wanting to avail this scheme need to agree to pay the premium through their, auto debit, by May 31st every year. They will be covered from June 1st to May 31st each year. They need to show the Aadhar card as their main identification ID to the bank. If the insured dies in an accident or are fully disabled, they’ll get Rs. 2 lakh. If they’re partly disabled, they’ll get Rs. 1 lakh. Every year, Rs.20 will be automatically taken from their bank account to pay for this. The insurance is given by government insurance companies or other companies that agree to the same terms and partner with banks. By June 30, 2022, over 29.01 crore people joined. 1,26,505 claims were made, and 1,00,052 of them were paid.